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WebMay 27, 2024 · This way, your child builds some credit by being on your account. You can approach this two ways. You can decide not to give your child the actual card, but this defeats the purpose of helping your kid build credit. This is a fantastic opportunity to teach your child about managing a credit card, so give your child a monthly spending limit. WebCommon Mistakes Young People Make When Building Credit. Building credit doesn't need to be difficult, but misconceptions can set you back and cost you money. Young … WebMar 28, 2024 · To make your child an authorized user, just contact your card issuer and explain that you want to add your child to your account. You supply their personal … chapter 7 bankruptcy nolo